01Hauptergebnis
Ø0 CHF
mehr Rückerstattung
Avenzo Tax App · AI + expert sign-off
Swiss tax return — AI prepares, expert signs off.
The receipt scanner and AI assistant capture everything. A FINMA-registered expert reviews every return — typically within 24 hours. Only then does Avenzo file directly with the canton. All 26 cantons, Swiss data hosting.
- Reviewed by experts
- AI-powered
- FINMA-registriert
- Alle 26 Kantone
SteuererklärungDokument scannen
Halte dein Dokument in die Kamera
Lohnausweis_2025.pdf
245 KB · Wird erkannt...
Erkannte Daten
BruttolohnCHF 85'400
ArbeitgeberMuster AG
QuellensteuerCHF 12'340
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3awird geprüft...
Bisherige Ersparnis
CHF 1'100+
Dein Ergebnis
Analyse abgeschlossen
Geschätzte Rückerstattung
CHF1'450
+380 mehr als ohne Avenzo
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3aCHF 350
Funktionen
Everything you need — in one app
From receipt capture to canton submission
FEAT · 01
Receipt Scanner with OCR
Scan salary statements, bank statements and receipts — Avenzo automatically recognises all relevant figures and assigns them to the correct tax fields.
See all features01 · 04
SteuererklärungDokument scannen
Halte dein Dokument in die Kamera
Lohnausweis_2025.pdf
245 KB · wird erkannt...
FEAT · 02
AI Deduction Optimisation
The AI assistant analyses your situation and suggests all tax deductions — professional expenses, insurance, child deductions, real estate and more.
See all features02 · 04
SteuererklärungKI analysiert…
Erkannte Daten
BruttolohnCHF 85'400
QuellensteuerCHF 12'340
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3aCHF 350
Ersparnis
CHF 1'450
FEAT · 03
Direct e-Filing
Submit directly to the cantonal tax office digitally. Avenzo is connected to the e-filing interfaces of all supporting cantons.
See all features03 · 04
SteuererklärungGeschätzte Rückerstattung
CHF1'450
+380 mehr
Kanton Zürich · e-Filing
Bereit zur Einreichung
FEAT · 04
Exclusive for Avenzo Customers: Prior-Year Import
As an existing Avenzo customer, import all data from your previous tax return with one click — personal details, employer, deductions. No double work, no errors, 90% faster completion.
04 · 04
SteuererklärungVorjahr importieren
Daten von 2024 in Sekunden
Quelle
Steuererklärung 2024
Avenzo · Kanton Zürich
Importiere...87%
Übernommen
PersonalienOK
ArbeitgeberOK
Abzüge (8)OK
Echte Zahlen
Echte Ergebnisse. Keine Versprechen.
Was Avenzo-Nutzer im Schnitt erreichen — gemessen über alle 26 Kantone.
02
Ø0 Min
Bearbeitungszeit
03
26/26
Kantone
04
FINMA
registriert
05
4.8/5
App Store Rating
Herkömmlich vs. Avenzo
Warum 1'200 CHF mehr?
Weil klassische Steuererklärungen Abzüge verschlafen, Zeit verschlingen und Zusatzkosten erzeugen.
PapierformularAvenzo
Zeitaufwand
3–5 Stunden Ausfüllen
22 Minuten in der App
~13× schneller
Zeitaufwand
~13× schnellerPapi3–5 Stunden Ausfüllen
22 Minuten in der App
Abzüge
~8% werden vergessen
KI findet alle automatisch
100 % erfasst
Abzüge
100 % erfasstPapi~8% werden vergessen
KI findet alle automatisch
Einreichung
Post an Kantonsamt
Direkt via e-Filing
In 1 Klick
Einreichung
In 1 KlickPapiPost an Kantonsamt
Direkt via e-Filing
Kosten
CHF 200+ Steuerberater
Ab CHF 0 (Free-Plan)
CHF 200+ sparen
Kosten
CHF 200+ sparenPapiCHF 200+ Steuerberater
Ab CHF 0 (Free-Plan)
Fristen
Selbst überwachen
Automatische Erinnerungen
Nie zu spät
Fristen
Nie zu spätPapiSelbst überwachen
Automatische Erinnerungen
Kanton-Update
Formulare jedes Jahr neu
Aktualisiert sich selbst
Immer aktuell
Kanton-Update
Immer aktuellPapiFormulare jedes Jahr neu
Aktualisiert sich selbst
Stimmen
What our users say
Experiences with the tax app
01 / 03
“For the first time I actually claimed all my deductions. Avenzo got me CHF 1,840 more in tax refunds.”
02 / 03
“As an expat, withholding tax was always complicated. With Avenzo everything was done in 20 minutes — in English.”
03 / 03
“Receipt scanner and automatic import — this is how a tax app should be. I don't use anything else.”
01 / 03
“For the first time I actually claimed all my deductions. Avenzo got me CHF 1,840 more in tax refunds.”
02 / 03
“As an expat, withholding tax was always complicated. With Avenzo everything was done in 20 minutes — in English.”
03 / 03
“Receipt scanner and automatic import — this is how a tax app should be. I don't use anything else.”
Security & Trust
Swiss standard. No compromise.
FINMA-regulated, encrypted, hosted on Swiss servers — and optimised for every cantonal tax system.
FINMA-registered
Regulated by the Swiss Financial Market Supervisory Authority — the highest trust standard for financial services.
Swiss servers
Your data is stored exclusively on high-security servers in Switzerland. No exceptions.
AES-256 encryption
Every file, every connection, every upload — bank-grade 256-bit encryption, end to end.
Your data stays yours
No sharing with third parties, no ad partners. DSG and GDPR compliant, deletable at any time.
All 26 cantons
Every cantonal tax system, every form, every e-filing interface — fully covered.
Swiss Made
Built in Switzerland, for Switzerland. iOS, Android and Web — seamlessly synced.
FINMA-registered
Regulated by the Swiss Financial Market Supervisory Authority — the highest trust standard for financial services.
Swiss servers
Your data is stored exclusively on high-security servers in Switzerland. No exceptions.
AES-256 encryption
Every file, every connection, every upload — bank-grade 256-bit encryption, end to end.
Your data stays yours
No sharing with third parties, no ad partners. DSG and GDPR compliant, deletable at any time.
All 26 cantons
Every cantonal tax system, every form, every e-filing interface — fully covered.
Swiss Made
Built in Switzerland, for Switzerland. iOS, Android and Web — seamlessly synced.
FINMA-registered
Regulated by the Swiss Financial Market Supervisory Authority — the highest trust standard for financial services.
Swiss servers
Your data is stored exclusively on high-security servers in Switzerland. No exceptions.
AES-256 encryption
Every file, every connection, every upload — bank-grade 256-bit encryption, end to end.
AVENZO
Your data stays yours
No sharing with third parties, no ad partners. DSG and GDPR compliant, deletable at any time.
All 26 cantons
Every cantonal tax system, every form, every e-filing interface — fully covered.
Swiss Made
Built in Switzerland, for Switzerland. iOS, Android and Web — seamlessly synced.
Ready for your tax return?
Start for free, premium only when needed. FINMA-registered, all 26 cantons, Swiss data protection.
- FINMA-registered
- Swiss data residency
- No hidden fees
SteuererklärungDokument scannen
Halte dein Dokument in die Kamera
Lohnausweis_2025.pdf
245 KB · Wird erkannt...
Erkannte Daten
BruttolohnCHF 85'400
ArbeitgeberMuster AG
QuellensteuerCHF 12'340
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3awird geprüft...
Bisherige Ersparnis
CHF 1'100+
Dein Ergebnis
Analyse abgeschlossen
Geschätzte Rückerstattung
CHF1'450
+380 mehr als ohne Avenzo
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3aCHF 350
FINMA-Registered · English Language Support · AI Assistant · Direct e-Filing
Switzerland's tax system is complex — 26 cantons, each with different rates, deductions, and deadlines. Avenzo is one of the few FINMA-registered digital platforms that handles all 26 cantons in a single app, fully available in English. Whether you hold a C permit filing your annual return or a B permit navigating withholding tax (Quellensteuer), Avenzo guides you step by step. The app covers every Swiss tax scenario: employees, expats with RSUs, property owners with imputed rental value (Eigenmietwert), self-employed professionals, and retirees with pension fund withdrawals. All tax data is stored exclusively on Swiss servers under AES-256 encryption and subject to FINMA supervision.
How Avenzo Works
Step 1 — Import your documents
Scan your salary certificate (Lohnausweis), bank statements, pension fund documents, and receipts using the built-in OCR scanner. Avenzo automatically reads the key figures and maps them to the correct tax fields. If you used Avenzo last year, import all prior-year data with a single tap.
Supported documents:
- Salary certificate (Lohnausweis — Form 11)
- Securities list (Wertschriftenverzeichnis — dividends, interest)
- Mortgage statements (interest and maintenance costs)
- Pillar 3a certificates
- Health insurance premium statements
- Donation receipts
Step 2 — Maximize your deductions
The Avenzo AI assistant analyzes your personal situation and surfaces every deduction you are entitled to — including canton-specific limits that vary across all 26 cantons.
Common deductions the AI finds:
- Commuting costs (CHF 0.70/km by car or actual public transport cost)
- Meals outside the home (up to CHF 3200/year)
- Professional training and further education (up to CHF 12000)
- Pillar 3a contributions (up to CHF 7258/year for employees — fully deductible)
- Health insurance premiums (lump sum approximately CHF 2800 for singles)
- Childcare costs (up to CHF 25500 per child per year)
- Withholding tax optimization for B permit holders
Step 3 — File electronically
Submit your completed return directly to the cantonal tax authority via e-filing. Avenzo is connected to the e-filing interfaces of all cantons that support digital submission. For cantons without an e-filing portal, Avenzo generates the correct PDF form for paper submission.
Cantons with direct e-filing: Zurich, Bern, Aargau, Lucerne, St. Gallen, Zug, Basel-Stadt and more.
Who Uses Avenzo?
Employees (C permit)
Scan your Lohnausweis, review AI-suggested deductions, and submit. Most standard situations are completed in 15–25 minutes.
Expats and B permit holders
Avenzo handles the complexity of withholding tax (Quellensteuer), mandatory ordinary assessment (NOV) for incomes above CHF 120000, RSU declarations, and double taxation treaty positions. The app and support are fully in English.
Property owners
Imputed rental value (Eigenmietwert), mortgage interest deductions, and property maintenance costs are calculated automatically. Avenzo knows the cantonal rules for all 26 cantons.
Freelancers and self-employed
AHV contributions, VAT, and business expenses — Avenzo handles the deductions unique to self-employment. For complex situations, our fiduciary service takes over entirely.
All 26 Cantons
| Canton | Standard Deadline | e-Filing |
|---|---|---|
| Zurich (ZH) | March 31 | Yes |
| Bern (BE) | March 31 | Yes |
| Aargau (AG) | March 31 | Yes |
| Lucerne (LU) | March 31 | Yes |
| St. Gallen (SG) | March 31 | Yes |
| Zug (ZG) | April 30 | Yes |
| Basel-Stadt (BS) | March 31 | Yes |
| Other cantons | Varies by canton | Partial |
Pricing
| Plan | Price | For whom |
|---|---|---|
| Free | Free | Calculate only — no filing |
| Premium | from CHF 89 | Self-filers — simple to complex (Pillar 3a, property, RSUs, NOV) |
| Flat-fee filing | from CHF 89 (EINFACH / STANDARD / PREMIUM) | Full service by a tax expert (dedicated pricing) |
No hidden fees. Pay once, use for a full tax year.
Security — Swiss Standard
- Data storage: Exclusively on Swiss servers
- Encryption: AES-256 end-to-end for all documents
- FINMA-registered: Regulated by the Swiss Financial Market Supervisory Authority
- Swiss FADP and GDPR compliant: Swiss and European data protection law
- Two-factor authentication: Mandatory for all accounts
Autor: Denis Smajovik— Founder & CEO · FINMA-registriert (F01490726) · BSc ZHAWVeröffentlicht: 2026-02-01Aktualisiert: 2026-04-23Geprüft von Avenzo Expat Tax Advisors— Swiss Tax Advisor — Expat Specialist