Skip to main content
AVENZO
Sign in
Avenzo · FINMA-registered · Expert review

Swiss tax return — AI prepares, expert reviews.

Every tax return filed through Avenzo is reviewed by an expert before submission. AI scans, optimises, and fills — you get a reviewed, ready-to-file return in under 30 minutes.

From salary statement to filed return in under 30 minutes

AI scans your salary statement, finds deductions, and fills the cantonal fields. An expert reviews before Avenzo files directly with your canton.

Try for free→
Coming soon

Compare insurance intelligently

Health insurance, Pillar 3a, life and liability — non-tied FINMA comparison, no sales pressure.

Coming soon→
Coming soon

Digital fiduciary for SMEs

Bookkeeping, VAT returns, payroll and annual accounts — fully digital, all from one place.

Coming soon→
Drei Apps · Eine Plattform
Avenzo Steuererklärung

From salary statement to filed return in under 30 minutes

AI scans your salary statement, finds deductions, and fills the cantonal fields. An expert reviews before Avenzo files directly with your canton.

Download on the
App Store
GET IT ON
Google Play
Im Browser nutzen
Web App
Learn more→
Benchmarks

What you can achieve with Avenzo

Benchmarks based on Avenzo simulations for typical Swiss households. Individual results vary depending on your situation.

01Hauptergebnis
0 CHF
possible deductions
02
0 min
typical completion time
03
26/26
Cantons
04
FINMA
registered
05
GDPR
compliant
Live Calculator

Your potential,
in numbers.

Find out in seconds how much money you can save with our AI-powered tax and insurance optimization.

  • 01Free & non-binding
  • 02Based on real data
  • 03Instant result
Your gross annual incomeROI Simulator
80'000CHF
Tax savings1'200 CHF
Insurance opt.520 CHF
Total per year
1'720CHF

* Estimated values. Actual savings may vary by situation.

Your canton

Calculate your taxes — for all 26 cantons

The Avenzo tax calculator accounts for cantonal tax rates, municipal tax and direct federal tax. Choose your canton.

Live · ESTV-Daten · alle 26 Kantone
Tax calculator→All 26 cantons
  • Wappen ZürichZHZürich→
  • Wappen AargauAGAargau→
  • Wappen BernBEBern→
  • Wappen LuzernLULuzern→
  • Wappen ZugZGZug→
  • Wappen St. GallenSGSt. Gallen→
Stimmen

What our users say

Testimonials

01 / 03
“For the first time, I actually claimed all my deductions. My refund was noticeably higher than in previous years.”
JR

James R.

Zurich

02 / 03
“As a B permit holder, withholding tax was always confusing. With Avenzo, everything was done in 20 minutes.”
SK

Sarah K.

Geneva

03 / 03
“Setting up our GmbH and handling the first year's bookkeeping — all digital, all professional.”
D&

David & Lea M.

Bern

01 / 03
“For the first time, I actually claimed all my deductions. My refund was noticeably higher than in previous years.”
JR

James R.

Zurich

02 / 03
“As a B permit holder, withholding tax was always confusing. With Avenzo, everything was done in 20 minutes.”
SK

Sarah K.

Geneva

03 / 03
“Setting up our GmbH and handling the first year's bookkeeping — all digital, all professional.”
D&

David & Lea M.

Bern

Security & Trust

Swiss standard. No compromise.

Encrypted, hosted on Swiss servers — and optimised for every cantonal tax system.

FINMA-registered

Regulated by the Swiss Financial Market Supervisory Authority — the highest trust standard for financial services.

Swiss servers

Your data is stored exclusively on high-security servers in Switzerland. No exceptions.

AES-256 encryption

Every file, every connection, every upload — bank-grade 256-bit encryption, end to end.

Your data stays yours

No sharing with third parties, no ad partners. DSG and GDPR compliant, deletable at any time.

All 26 cantons

Every cantonal tax system, every form, every e-filing interface — fully covered.

Swiss Made

Built in Switzerland, for Switzerland. iOS, Android and Web — seamlessly synced.

FINMA-registered

Regulated by the Swiss Financial Market Supervisory Authority — the highest trust standard for financial services.

Swiss servers

Your data is stored exclusively on high-security servers in Switzerland. No exceptions.

AES-256 encryption

Every file, every connection, every upload — bank-grade 256-bit encryption, end to end.

Your data stays yours

No sharing with third parties, no ad partners. DSG and GDPR compliant, deletable at any time.

All 26 cantons

Every cantonal tax system, every form, every e-filing interface — fully covered.

Swiss Made

Built in Switzerland, for Switzerland. iOS, Android and Web — seamlessly synced.

FINMA-registered

Regulated by the Swiss Financial Market Supervisory Authority — the highest trust standard for financial services.

Swiss servers

Your data is stored exclusively on high-security servers in Switzerland. No exceptions.

AES-256 encryption

Every file, every connection, every upload — bank-grade 256-bit encryption, end to end.

AVENZO

Your data stays yours

No sharing with third parties, no ad partners. DSG and GDPR compliant, deletable at any time.

All 26 cantons

Every cantonal tax system, every form, every e-filing interface — fully covered.

Swiss Made

Built in Switzerland, for Switzerland. iOS, Android and Web — seamlessly synced.

FINMA · F01567880

What is Avenzo?

Avenzo combines tax filing, insurance comparison and fiduciary services in a single app — FINMA-registered, across all 26 cantons.

Denis Smajovik2026-03-01(aktualisiert: 2026-04-23)
About Avenzo →Verify register →
FAQ

Frequently asked questions

Everything you need to know about Avenzo.

06 FragenLive · Schweiz
  1. Tax calculation for all 26 cantons is free and non-binding with Avenzo. Flat-fee tax-return filing (EINFACH / STANDARD / PREMIUM) is available from CHF 89 — fixed prices with no hidden fees. For the insurance comparison, Avenzo — as a non-tied FINMA-registered intermediary — receives standard brokerage commissions directly from the insurer; these are disclosed and fund the platform.

  2. Avenzo is FINMA-registered (F01567880) and subject to Swiss Financial Market Supervision. All data is stored exclusively on Swiss servers with AES-256 end-to-end encryption. Two-factor authentication is mandatory for all accounts. DSG and GDPR compliant.

  3. Every filing through Avenzo is reviewed by an expert from our Swiss tax and fiduciary team. The AI prepares the return (salary statement scan, deduction detection, cantonal logic); the expert performs the review typically within 24 hours, then Avenzo files directly with the canton.

  4. Avenzo doesn't necessarily replace your existing fiduciary — you can use Avenzo for preparation, receipt capture, and calculation, then hand the data to your fiduciary. For everything in one place: our fiduciary team reviews every filing anyway, and the flat-fee filing plan (from CHF 89) also covers the complete handling.

  5. Avenzo is available for all 26 Swiss cantons. Direct e-filing is supported in Zurich, Bern, Aargau, Lucerne, St. Gallen, Zug, and Basel-Stadt, plus other cantons with digital submission interfaces. For all other cantons, Avenzo generates the correct cantonal PDF form.

  6. Avenzo is registered with FINMA as a non-tied insurance intermediary (F01567880) and compares all licensed Swiss insurers for health insurance, Pillar 3a, life and liability — without ties to individual insurers, without sales pressure. Brokerage commissions received from insurers are disclosed. Your insurance data flows automatically into your tax return as deductions. Actual savings depend on your individual situation.

Swiss Tax App

Ready for your tax return?

AI prepares. An expert reviews. Avenzo files.

App StoreGoogle Play
MS
SM
DK

10'000+ happy users

AvenzoSteuererklärung
Dokument scannen
Halte dein Dokument in die Kamera
Lohnausweis
Lohnausweis_2025.pdf
245 KB · Wird erkannt...
Erkannte Daten
BruttolohnCHF 85'400
ArbeitgeberMuster AG
QuellensteuerCHF 12'340
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3awird geprüft...
Bisherige Ersparnis
CHF 1'100+
Dein Ergebnis
Analyse abgeschlossen
Geschätzte Rückerstattung
CHF1'450
+380 mehr als ohne Avenzo
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3aCHF 350
AVENZOAVENZO

Three specialized apps for taxes, insurance and fiduciary services — each built to save you time and money.

Contactinfo@avenzo.ch
Swiss Regulator
Swiss Regulator
FINMA
FINMA Registered

Products

  • Tax Return
  • Insurance
  • Fiduciary
  • Pricing
  • Features
  • AI Assistant

Insurance

  • Health Insurance
  • Switch health insurance
  • Life insurance
  • Liability insurance
  • Dental insurance
  • Accident insurance

Pension

  • Pillar 3a
  • Pension fund
  • Vested benefits
  • Pension fund withdrawal

Fiduciary services

  • Done-for-you tax return
  • Company formation
  • Online accounting
  • Payroll services
  • VAT filing
  • Tax planning

Life events

  • Marriage
  • Buying a home
  • New baby
  • Job change
  • Retirement
  • Going self-employed
  • Moving house

Profiles

  • Expats
  • Property owners
  • SMEs
  • Self-employed

Swiss cantons

  • All 26 Cantons

Tax glossary

  • Rental value
  • Vested benefits account
  • Withholding tax
  • All terms

Guides

  • Save on taxes
  • Deductions checklist
  • All guides

Company

  • About
  • Careers
  • FINMA
  • Author
01Free Calculator

Free Calculators

Save up to CHF 7,056/yr

  • Swiss Tax Calculator→
  • Tax Multiplier→
  • Pillar 3a Calculator→
  • Imputed Rent→
  • Inheritance Tax→
  • Wealth Tax→
  • Capital Withdrawal Tax→
  • Vested Benefits Account→
  • VAT Calculator→
  • Salary Certificate→
  • Withholding Tax→
  • Health Premium Calculator→
  • Tax Deduction Finder→
  • All Calculators→
Privacy PolicyTerms of UseLegal NoticeFor AI & LLMs

© 2026 Avenzo GmbH. All rights reserved.