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BruttolohnCHF 85'400
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QuellensteuerCHF 12'340
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PendlerabzugCHF 680
HomeofficeCHF 420
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Bisherige Ersparnis
CHF 1'100+
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Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3aCHF 350
AVENZOAVENZO

Three specialized apps for taxes, insurance and fiduciary services — each built to save you time and money.

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Products

  • Tax Return
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Insurance

  • Health Insurance
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Pension

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Fiduciary services

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  • Company formation
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  • VAT filing
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Life events

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Profiles

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Swiss cantons

  • All 26 Cantons

Tax glossary

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Guides

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Company

  • About
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  • FINMA
  • Author
01Free Calculator

Free Calculators

Save up to CHF 7,056/yr

  • Swiss Tax Calculator→
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  • Imputed Rent→
  • Inheritance Tax→
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  • Vested Benefits Account→
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  • Salary Certificate→
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© 2026 Avenzo GmbH. All rights reserved.

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About AvenzoFounded 2026 · Steinhausen ZG

About Avenzo

About Avenzo GmbH: Switzerland's FINMA-registered digital platform for tax filing, insurance comparison, and fiduciary services — in German, French, Italian, and English.

Get started free→Try the tax app↘
FINMA · F01567880·26 cantons·Swiss data residency
Denis Smajovik
Denis Smajovik
Founder & CEO, Avenzo GmbH
FINMA · F01490726 ↗
01By the numbers
Registered · F01567880
FINMA
Swiss cantons covered
26/26
Swiss data residency
100%
Non-tied broker · commissions disclosed
Independent
02Why we build

Avenzo was born from a simple observation: Swiss households and SMEs lose thousands of francs every year to over-paid taxes, redundant insurance and opaque fiduciary fees — because the right information is either missing or buried in cantonal complexity. Avenzo fixes that: digital, transparent, FINMA-regulated.

Make professional financial services accessible to every resident of Switzerland — not just large estates or large firms. Optimise taxes with AI, compare insurance neutrally with disclosed commissions, access fiduciary work at fixed prices.

Signed Denis Smajovik
05What drives us

Our values

  • 01

    Independent & transparent

    As a non-tied FINMA intermediary we compare across every licensed Swiss provider — we do not sell for a single insurer. Broker commissions are disclosed, never passed to the client.

  • 02

    FINMA-regulated

    Registered as a non-tied insurance intermediary. Every referral is made under FINMA supervision and an annual external audit.

  • 03

    Swiss data residency

    All client data is AES-256 encrypted on Swiss servers (AWS eu-central-2, Zurich). No data is shared with foreign servers or ad networks.

  • 04

    Fixed pricing

    Tax-return filing flat fee from CHF 89 (EINFACH / STANDARD / PREMIUM). Bookkeeping from CHF 199/month. GmbH setup from CHF 1,490. You know the price before we start.

  • 05

    One ecosystem

    Tax filing, insurance comparison and fiduciary work under one roof — with a single shared data layer so nothing is entered twice.

  • 06

    Swiss fintech

    Built in Steinhausen (ZG). Every flow is tuned to Swiss law, Swiss practice and the 26 cantonal systems — not a generic European stack.

Try Avenzo — free to start→
06Regulatory record
In the FINMA register · active
Verify in the FINMA register↗
Register no.
F01567880
Registered since
2026-03
Authorisation type
Versicherungsvermittler/in ungebunden
Legal entity
Avenzo GmbH · Steinhausen ZG · CHE-168.920.894
Supervisory authority
Eidgenössische Finanzmarktaufsicht FINMA · finma.ch
07The team
Denis Smajovik

Denis Smajovik

Founder & CEO, Avenzo GmbH
We're building Avenzo so that people living in Switzerland no longer have to choose between an expensive fiduciary and an opaque insurance broker.

Denis Smajovik ist Gründer und CEO von Avenzo GmbH. Er ist seit Januar 2025 im öffentlichen FINMA-Vermittlerregister als ungebundener Versicherungsvermittler eingetragen (Registernummer F01490726) und hält einen Bachelor in Betriebsökonomie (BSc) der ZHAW School of Management and Law (2016–2019). Mit mehrjähriger Praxiserfahrung im Schweizer Versicherungs- und Finanzdienstleistungssektor verbindet er reguliertes Fachwissen mit digitaler Produktentwicklung.

Founder & CEO · FINMA-registriert (F01490726) · BSc ZHAW
LinkedIn ↗Verify in the FINMA register ↗See the full team →
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08Explore

Continue reading

  • 01

    Our team

    Denis Smajovik, FINMA-registered intermediary — and our Swiss expert partners.

    →
  • 02

    Editorial standards

    How Avenzo reviews financial content — expert review, official sources, annual updates.

    →
  • 03

    FINMA registration

    Register entry F01567880, legal framework, supervisory body.

    →
  • 04

    For expats

    Moving to Switzerland? B/C-permit taxes, RSU, double taxation — explained in English.

    →
  • 05

    Contact

    Company address, email, compliance contact and legal notices.

    →