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Lohnausweis
Lohnausweis_2025.pdf
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Erkannte Daten
BruttolohnCHF 85'400
ArbeitgeberMuster AG
QuellensteuerCHF 12'340
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3awird geprüft...
Bisherige Ersparnis
CHF 1'100+
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CHF1'450
+380 mehr als ohne Avenzo
Gefundene Abzüge
PendlerabzugCHF 680
HomeofficeCHF 420
Säule 3aCHF 350
AVENZOAVENZO

Three specialized apps for taxes, insurance and fiduciary services — each built to save you time and money.

Contactinfo@avenzo.ch
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FINMA
FINMA Registered

Products

  • Tax Return
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  • Features
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Insurance

  • Health Insurance
  • Switch health insurance
  • Life insurance
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  • Dental insurance
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Pension

  • Pillar 3a
  • Pension fund
  • Vested benefits
  • Pension fund withdrawal

Fiduciary services

  • Done-for-you tax return
  • Company formation
  • Online accounting
  • Payroll services
  • VAT filing
  • Tax planning

Life events

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Profiles

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Swiss cantons

  • All 26 Cantons

Tax glossary

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Guides

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Company

  • About
  • Careers
  • FINMA
  • Author
01Free Calculator

Free Calculators

Save up to CHF 7,056/yr

  • Swiss Tax Calculator→
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  • Pillar 3a Calculator→
  • Imputed Rent→
  • Inheritance Tax→
  • Wealth Tax→
  • Capital Withdrawal Tax→
  • Vested Benefits Account→
  • VAT Calculator→
  • Salary Certificate→
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  • Tax Deduction Finder→
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Privacy PolicyTerms of UseLegal NoticeFor AI & LLMs

© 2026 Avenzo GmbH. All rights reserved.

  1. Home
  2. ›About
  3. ›Our Team
The teamFounded 2026 · Steinhausen ZG

Our Team

Avenzo is led by Denis Smajovik — a FINMA-registered insurance intermediary (F01490726). Every tax return filed through Avenzo is reviewed by an expert before submission.

Talk to an advisor→About Avenzo↘
FINMA · F01567880·26 cantons·Swiss data residency
Denis Smajovik
Denis Smajovik
Founder & CEO, Avenzo GmbH
FINMA · F01490726 ↗
01By the numbers
Chat response · business hours
30 min
Email response · business days
1 day
Languages in client support
4
Languages in client support
DE · FR · IT · EN
02Why we build

Avenzo is a small, founder-led Swiss fintech based in Steinhausen (ZG). Denis Smajovik runs the company as a FINMA-registered insurance intermediary. For content review and complex client work we collaborate with credentialed Swiss tax experts, fiduciary professionals and FINMA-registered intermediaries.

Make professional financial services accessible to every resident of Switzerland — with substantive Swiss expert review behind the content, and no sales pressure in front of it.

Signed Denis Smajovik
05How we're set up

Founder-led — with Swiss expert partners

  • 01

    Founder-led

    Denis Smajovik runs Avenzo as a FINMA-registered insurance intermediary (register number F01490726). Responsibility and supervision sit with a named, registered individual.

  • 02

    Credentialed expert partners

    For content review and complex tax and fiduciary mandates, Avenzo works with eidg. dipl. Steuerexpert:innen, dipl. Treuhandexpert:innen and licensed Treuhänder:innen — all Swiss-licensed and Swiss-resident.

  • 03

    Multilingual

    Service and support in German, French, Italian and English — for Swiss families and international expats alike.

  • 04

    Swiss engineering

    Small Swiss engineering team with FinTech and compliance experience. Security-first, FADP-compliant, all data exclusively on Swiss servers.

Work with an Avenzo advisor→
06Regulatory record
In the FINMA register · active
Verify in the FINMA register↗
Register no.
F01567880
Registered since
2026-03
Authorisation type
Versicherungsvermittler/in ungebunden
Legal entity
Avenzo GmbH · Steinhausen ZG · CHE-168.920.894
Supervisory authority
Eidgenössische Finanzmarktaufsicht FINMA · finma.ch
07The team
Denis Smajovik

Denis Smajovik

Founder & CEO, Avenzo GmbH
Avenzo is small, named and Swiss-run. For tax, insurance and fiduciary content we work with credentialed Swiss expert partners — and we put the reviewer's name on every page.

Denis Smajovik ist Gründer und CEO von Avenzo GmbH. Er ist seit Januar 2025 im öffentlichen FINMA-Vermittlerregister als ungebundener Versicherungsvermittler eingetragen (Registernummer F01490726) und hält einen Bachelor in Betriebsökonomie (BSc) der ZHAW School of Management and Law (2016–2019). Mit mehrjähriger Praxiserfahrung im Schweizer Versicherungs- und Finanzdienstleistungssektor verbindet er reguliertes Fachwissen mit digitaler Produktentwicklung.

Founder & CEO · FINMA-registriert (F01490726) · BSc ZHAW
LinkedIn ↗Verify in the FINMA register ↗Back to About →
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08Explore

Continue reading

  • 01

    Editorial standards

    How Avenzo reviews financial content — expert review, official sources, annual updates.

    →
  • 02

    FINMA registration

    Our register entry and what FINMA supervision means for you.

    →
  • 03

    Tax App

    AI-assisted Swiss tax return across all 26 cantons.

    →
  • 04

    Fiduciary services

    Expert-delivered tax returns, bookkeeping and company formation.

    →
  • 05

    Contact

    Company address, compliance and privacy contact.

    →